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Under­stand­ing insur­ance is key when build­ing a new home — for both home­own­ers and builders.

Com­mer­cial con­trac­tors and their clients are show­ing a greater inter­est in design­ing build­ings that can stand strong dur­ing nat­ur­al dis­as­ters. In their quest for for­ti­fied mate­ri­als, more of them are turn­ing to ICF con­struc­tion.

Unit­ed States (U.S.) stu­dent hous­ing con­struc­tion projects are expe­ri­enc­ing rapid growth, with invest­ments in stu­dent hous­ing reach­ing $9.8 bil­lion in 2016 and $8 bil­lion in 2017.

Every com­mer­cial build­ing con­struc­tion project begins with a vision that must bal­ance bud­get, per­for­mance, and long-term dura­bil­i­ty. When sys­tems align from the start, each phase strength­ens effi­cien­cy, safe­ty, and oper­a­tional per­for­mance for decades.

Flori­da home­own­ers often grap­ple with some of the nation’s high­est insur­ance rates due to the state’s high sus­cep­ti­bil­i­ty to hur­ri­canes and severe storms.

Both ver­ti­cal and hor­i­zon­tal ICFs con­struc­tion cre­ate mois­ture- and dis­as­ter-resis­tant walls with excel­lent R‑values. But which is the bet­ter ICF wall?